Apply for a home loan through Shern Advisory during the promo period and you go into the draw. One winner gets $20,000 paid straight onto their mortgage. No catches.
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No complicated rules. Submit a loan application during the promo period and you're in the draw.
Get in touch about a home loan. First home, upgrade, investment, refinance, equity release. Whatever your situation, we'll find the right fit from 40+ lenders.
Once we've worked out the right structure, we submit your loan application. That's your entry. One application, one entry into the draw.
A random draw picks one winner. $20,000 gets paid directly towards their home loan. Done.
Got an active loan with us that started before 1 March 2026? You can earn entries two ways. Refer someone who submits a loan application and you get 3 entries. Submit your own new loan or refinance application and you get 1 entry on top of that. So if you refer one person and lodge your own application, that's 4 entries in total.
Welcome. Apply for a home loan and you get 1 entry into the draw. The person who referred you gets 3 entries when your application is submitted.
We're not tied to one bank. We compare across our panel and match you with the lender that fits your situation.
We work alongside accountants, financial advisers, and property professionals who refer their clients to us for lending.
I work for you, not the banks. I compare 40+ lenders and find the right structure for your situation. Whether you're buying your first place, refinancing, pulling equity, or investing, I'll make sure the numbers work and the loan actually fits. No jargon. No runaround. Straight answers.
Property decisions don't wait for business hours. Conversations happen over dinner, inspections happen on Saturdays, and auctions don't pause for Monday. I'm available 7 days, nights and weekends, so you can make key decisions when they matter most. Call, text, or email anytime.
Here's what a few of them had to say.
"Replace this with a real client testimonial. Keep it short, genuine, and focused on the result you helped them achieve."
"Replace this with a real client testimonial. Something about how easy the process was or how much better the deal was compared to going direct."
"Replace this with a real client testimonial. Focus on trust, communication, or availability. Whatever feels most authentic."
If yours isn't here, just ask. Call, text, or email anytime.
No. Entry is based on submitting a loan application during the promo period. Settlement is not required.
1 entry per loan application. If you're an existing client and you refer someone who applies, you get 3 entries for that referral. You can also lodge your own application for an additional 1 entry. For example, one referral plus your own application gives you 4 entries.
Anyone with an active loan through Shern Advisory that was in place before 1 March 2026.
Residential home loans only. That includes first home buyer, upgrade, investment, refinance, and equity release. Commercial and asset finance don't qualify.
30 June 2026. The draw is random and computer-facilitated. If the prize is unclaimed, a redraw happens on 14 July 2026.
$20,000 is paid as a single electronic transfer towards the winner's residential home loan. If the winner doesn't have a home loan at the time of the draw, it gets deposited into their nominated bank account.
No. Entry is free. No application fees, no purchase required, no hidden costs. You just need to submit a residential loan application during the promo period.
The competition is promoted and managed by Success and Broker Pty Ltd (ABN: 76 651 799 978). Shern Advisory is a Participating Business. Full terms and conditions are linked below.
Fill in your details below and we'll be in touch. No pressure, no obligation. Just a conversation about what's possible.